National Bank of Pakistan — Career Opportunities in Risk Management
Apply Online: www.sidathyder.com.pk/careers | Deadline: Within 10 working days of publication
About the Bank
“The Nation’s Bank,” National Bank of Pakistan aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. As one of the leading and largest banks of Pakistan, NBP is contributing significantly toward socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile, and sustainable bank.
The Bank is looking for talented, dedicated, and experienced professionals for the following positions in the area of Risk Management.
Position 1: CAD Officer – Islamic (OG-II / OG-I)
Reporting to: Islamic CAD Manager – Credit Administration Division Place of Posting: Lahore
Educational / Professional Qualification
- Minimum Graduation or equivalent from a local or international university/college/institute recognized by the HEC of Pakistan
- Candidates with a Master’s degree and/or any other relevant professional certification(s) will be preferred
Experience
- Minimum 3 years of banking experience, including at least 2 years in Credit Administration and/or Credit Operations and/or Loan Processing and/or Banking Operations within an Islamic and/or conventional banking setup
Other Skills / Expertise / Knowledge Required
- Sound knowledge of commercial, SME financing/credit administration/review of legal documentation/pledge operations
- Exposure to collateral and risk monitoring/reporting
- Good interpersonal and communication skills
- Proficient in MS Office
Outline of Main Duties / Responsibilities
- Assist in scrutinizing Sanction Advice/Facility Offer Letters (FOL) in line with the Credit Approval Authority Booklet (CAAB) and Shariah guidelines
- Support in preparation of standard documentation (IBs) for Corporate, Commercial, SME, and Agriculture accounts
- Prepare Disbursement Authorization Certificates (DAC) for approved facilities
- Assist in registration of charge with SECP via BLA and coordinate for perfection certificate from Shariah Compliance
- Assist in conducting in-house visits of pledge sites and coordinate for outsourced inspections of pledged stocks
- Provide support in reviewing outsourced stock inspection and valuation reports for accuracy and compliance
- Record and maintain facility details in the system, including collateral, takaful, and related information
- Assist in monitoring covenants, condition precedents, and post-disbursement compliance for assigned portfolios
- Track and escalate breaches, exceptions, or deviations to the appropriate authorities
- Perform any other assignment as assigned by the supervisor(s)
Position 2: CAD Officer (OG-III / OG-II)
Reporting to: Regional Executive – Credit Administration Division Place of Posting: Mianwali, Quetta, Sialkot, and Sheikhupura
Educational / Professional Qualification
- Minimum Graduation or equivalent from a local or international university/college/institute recognized by the HEC of Pakistan
- Candidates with a Master’s degree and/or any other relevant professional certification(s) will be preferred
Experience
- Minimum 2 years of banking experience in Credit Administration and/or Loan Processing and/or Banking Operations. Candidates with experience handling Car Finance/Consumer Finance will be preferred
Other Skills / Expertise / Knowledge Required
- Knowledge of credit administration functions for retail products, particularly car finance
- Thorough understanding of pre- and post-disbursement requirements for car finance
- Familiarity with regulatory requirements and exception reporting
- Ability to maintain effective follow-up to ensure timely completion of requirements
- Proficient in MS Office
Outline of Main Duties / Responsibilities
- Review Sanction Advice and prepare comprehensive documentation checklists
- Verify financing and security documents to ensure accuracy and compliance with bank policies
- Ensure all pre-disbursement requirements are fulfilled prior to disbursement authorization
- Assist in issuance of Disbursement Authorization Certificates (DAC)
- Ensure insurance coverage is valid, supported by premium payment evidence, and compliant with sanction terms and bank policies
- Support adherence to regulatory requirements and internal compliance standards
- Organize, maintain, and safeguard documentation related to staff/consumer financing
- Perform any other assignment as assigned by the supervisor(s)
Assessment / Selection Process
Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for test and/or panel interview(s).
Employment Type
The employment will be on a contractual basis for three years, which may be renewed at the discretion of the Management. Selected candidates will be offered a compensation package and other benefits as per the Bank’s policy/rules.
How to Apply
Interested candidates may visit www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of this advertisement, as per the given instructions.
Applications received after the due date will not be considered in any case. No TA/DA will be admissible for test/interview.
National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.
Source: Dawn ePaper, Karachi Edition — July 5, 2026
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